Bank of India Credit Officer Recruitment 2025-26 Overview
Bank of India (BOI), a leading Public Sector Bank under the Ministry of Finance, Government of India, has announced vacancies for Credit Officers in the GBO Stream (Project No. 2025-26/01). This recruitment aims to appoint experienced professionals in Middle Management (MMGS-II & MMGS-III) and Senior Management (SMGS-IV) grades. The selection will be conducted through an online examination followed by a personal interview.
| Organisation | Bank of India (BOI) |
|---|---|
| Post Name | Credit Officer (GBO Stream) - SMGS-IV, MMGS-III, MMGS-II |
| Total Vacancies | 514 Posts |
| Advertisement No. | Project No. 2025-26/01 |
| Mode of Application | Online |
| Official Website | www.bankofindia.bank.in |
Vacancy Details
The distribution of vacancies across various scales and categories is as follows:
| Post Name | UR | OBC | SC | ST | EWS | Total |
|---|---|---|---|---|---|---|
| Credit Officer SMGS-IV (GBO) | 17 | 9 | 5 | 2 | 3 | 36 |
| Credit Officer MMGS-III (GBO) | 25 | 16 | 9 | 4 | 6 | 60 |
| Credit Officer MMGS-II (GBO) | 172 | 112 | 62 | 31 | 41 | 418 |
| Total | 214 | 137 | 76 | 37 | 50 | 514 |
Note: PWD vacancies (HI, VI, OC, ID) are distributed across scales as per government norms.
Important Dates
Candidates must adhere to the following schedule for the recruitment process:
| Event | Date |
|---|---|
| Notification Release Date | 01 November 2025 |
| Online Application Starts | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Online Examination Date | To be notified |
| Result and Interview Schedule | To be notified |
Eligibility Criteria
Applicants must fulfil the eligibility requirements regarding age and educational qualifications as on 01.11.2025.
Age Limit (As on 01.11.2025)
| Post Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II (GBO) | 25 Years | 35 Years |
| MMGS-III (GBO) | 28 Years | 38 Years |
| SMGS-IV (GBO) | 30 Years | 40 Years |
Age relaxation is applicable for reserved categories (SC/ST: 5 years, OBC: 3 years, PwBD: 10 years) as per Government of India guidelines.
Educational Qualification & Experience
- Education: Graduation from a recognised university. Candidates must have the requisite professional qualifications as specified in Annexure-I of the official notification.
- Experience: Relevant post-qualification work experience in banking, credit, or finance is mandatory for all scales.
- Minimum Marks: Minimum 60% marks in graduation (55% for SC/ST/OBC/PWD candidates).
Application Fee
The application fee must be paid online. It is non-refundable.
| Category | Application Fee / Intimation Charges |
|---|---|
| General, EWS & OBC | Rs. 850 |
| SC, ST & PWD | Rs. 175 (Intimation charges only) |
Salary & Allowances
Selected candidates will receive a competitive salary package along with Dearness Allowance (DA), House Rent Allowance (HRA), Medical Aid, and other benefits as per bank rules.
| Scale | Pay Scale Range | Starting Basic Pay |
|---|---|---|
| MMGS-II | 64820 – 93960 | Rs. 64,820 |
| MMGS-III | 85920 – 105280 | Rs. 85,920 |
| SMGS-IV | 102300 – 120940 | Rs. 1,02,300 |
Selection Process
The selection process comprises two main stages:
- Online Examination: Objective test covering English Language, Reasoning, Quantitative Aptitude, and Professional Knowledge. The English test is qualifying in nature.
- Personal Interview: Candidates who qualify for the online test will be called for an interview (100 marks).
- Final Merit: Prepared based on a weightage ratio of 70:30 (Online Exam : Interview).
How to Apply
Follow these steps to apply for Bank of India Credit Officer Recruitment 2026:
- Visit the official website of Bank of India at www.bankofindia.bank.in.
- Go to the CAREER section on the homepage.
- Click on the link for "Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01".
- Select "Click here for New Registration" and provide basic details to generate a Registration Number and Password.
- Log in and fill out the application form with personal, educational, and experience details.
- Upload scanned copies of your photograph, signature, thumb impression, and handwritten declaration.
- Pay the application fee through the online payment gateway.
- Submit the form and take a printout of the application and fee receipt for future reference.
Important Instructions
- Ensure all entered details match your official documents; corrections may not be allowed later.
- The email ID and mobile number provided must remain active until the recruitment process is complete.
- Selected candidates are required to furnish a refundable security deposit (Rs. 2 Lakh for MMGS-II and Rs. 3 Lakh for MMGS-III/IV), which will be forfeited if they leave within 3 years.
- Candidates must bring a valid photo ID and a printout of the admit card to the examination centre.
Important Links
| Description | Link |
|---|---|
| Official Notification PDF | Download Notification |
| Apply Online Link | Click Here to Apply |
| Official Website | Visit BOI Official Site |
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